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Reported Sep 29, 2026Quickanomics write-up updated Oct 11, 2026, version 21 min read
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Feedback on large-bank found no shortcomings, a conclusion about planning rather than a blanket assessment of financial safety.
The Fed and FDIC published feedback on from 15 banking organisations with more than US$250 billion in assets.
The plans, often called , set out how a bank could be resolved if it encountered severe distress.
The regulators identified no shortcomings or deficiencies in the reviewed plans. The finding concerns the submitted plans, not a guarantee that the banks cannot fail.
A credible addresses the handling of a failure. It serves a different purpose from assessing whether a bank is likely to fail in the first place.